Medical Bills and Bankruptcy in Oconee County, GA

Medical Bills and Bankruptcy in Oconee County, GA

Medical bills from a temporary illness or bills due to chronic medical problems bring many individuals to the edge of financial downfall in Oconee County, GA. Even in situations with the best medical insurance available, taking time off from employment and loss of earnings will strain a person’s finances. If you have significant medical bills, filing a Chapter 7 Bankruptcy can eliminate your medical bills completely. If the bankruptcy means test says you qualify to file for Chapter 7, it will permit you to get rid of medical bills, hospital charges, doctor bills, medical collections, dental bills, and also most type of medical debt. Medical bills are considered unsecured debts, and are treated in bankruptcy similar to credit cards. Therefore, medical bills can be completely discharged in a Chapter 7 Bankruptcy.

Filing a bankruptcy case in Oconee County, GA prevents creditors from taking action against the debtor. What prohibits creditors from taking steps is the automatic stay – an injunction issued by the court as soon as the case is filed. The automatic stay continues until the case is complete. On motion, and after a hearing before the bankruptcy judge, a creditor may get an order granting relief from the stay. An order granting relief from the automatic stay permits a creditor to take certain specified actions, which will be spelled out in the order, to collect a debt against you.

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Athens Georgia bankruptcy lawyer | Bankruptcy attorneys in Athens GA and Athens-Clarke County – Filing for Chapter 7 Bankruptcy and Chapter 13 Bankruptcy